[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tinky.cz\/pujcka-neni-samozrejmost\/#Article","mainEntityOfPage":"https:\/\/www.tinky.cz\/pujcka-neni-samozrejmost\/","headline":"P\u016fj\u010dka nen\u00ed samoz\u0159ejmost","name":"P\u016fj\u010dka nen\u00ed samoz\u0159ejmost","description":"O tom, \u017ee my lid\u00e9 pot\u0159ebujeme k \u017eivotu pen\u00edze, nen\u00ed jist\u011b sporu. Kdybychom je nepot\u0159ebovali, pro\u010d bychom se tak \u010dasto nutili proti sv\u00e9 v\u016fli \u010dasn\u011b vst\u00e1vat a chodit n\u011bkam do pr\u00e1ce, kde obvykle tr\u00e1v\u00edme dlouh\u00e9 hodiny \u010dinnost\u00ed, kter\u00e1 m\u00e1 daleko k na\u0161im z\u00e1lib\u00e1m? Jen\u017ee pen\u00edze jsou k lidsk\u00e9mu \u017eivotu nezbytn\u00e9, a proto zkr\u00e1tka ob\u011btujeme nemalou...","datePublished":"2022-10-24","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.tinky.cz\/author\/#Person","name":"","url":"https:\/\/www.tinky.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0004469d2196026c4aaacbb56e80b8fe204b91e98e8d884732a12310e081011a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0004469d2196026c4aaacbb56e80b8fe204b91e98e8d884732a12310e081011a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tinky.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tinky.cz\/wp-content\/uploads\/pras%C3%A1tko%20s%20incemi.jpg","url":"https:\/\/www.tinky.cz\/wp-content\/uploads\/pras%C3%A1tko%20s%20incemi.jpg","height":0,"width":0},"url":"https:\/\/www.tinky.cz\/pujcka-neni-samozrejmost\/","about":["Pen\u00edze"],"wordCount":430,"articleBody":"   O tom, \u017ee my lid\u00e9 pot\u0159ebujeme k \u017eivotu pen\u00edze, nen\u00ed jist\u011b sporu. Kdybychom je nepot\u0159ebovali, pro\u010d bychom se tak \u010dasto nutili proti sv\u00e9 v\u016fli \u010dasn\u011b vst\u00e1vat a chodit n\u011bkam do pr\u00e1ce, kde obvykle tr\u00e1v\u00edme dlouh\u00e9 hodiny \u010dinnost\u00ed, kter\u00e1 m\u00e1 daleko k na\u0161im z\u00e1lib\u00e1m? Jen\u017ee pen\u00edze jsou k lidsk\u00e9mu \u017eivotu nezbytn\u00e9, a proto zkr\u00e1tka ob\u011btujeme nemalou \u010d\u00e1st sv\u00e9 existence jejich vyd\u011bl\u00e1v\u00e1n\u00ed.Jen\u017ee i kdy\u017e tr\u00e1v\u00edme v pr\u00e1ci spoustu \u010dasu a nam\u00e1h\u00e1me se tu, nen\u00ed jist\u00e9, \u017ee bude na\u0161e v\u00fdplata odpov\u00eddat v\u017edy na\u0161im p\u0159edstav\u00e1m a \u017ee bude sta\u010dit k tomu, abychom z n\u00ed norm\u00e1ln\u011b vy\u017eili. Zam\u011bstnavatel\u00e9 se obvykle nep\u0159edaj\u00ed a nezaj\u00edmaj\u00ed se o to, kolik pen\u011bz bychom pot\u0159ebovali z\u00edsk\u00e1vat, a pokud n\u011bkdo pob\u00edr\u00e1 dejme tomu d\u016fchod nebo d\u00e1vky, ani u n\u011bj se tat\u00ed\u010dek st\u00e1t pr\u00e1v\u011b nep\u0159ed\u00e1.A tak prost\u011b n\u011bkdy se sv\u00fdmi pen\u011bzi nevych\u00e1z\u00edme. Pot\u0159ebovali bychom platit za to, co je pro n\u00e1s v \u017eivot\u011b d\u016fle\u017eit\u00e9, jen\u017ee a\u0165 t\u0159eba po\u010d\u00edt\u00e1me, jak po\u010d\u00edt\u00e1me, po\u0159\u00e1d n\u00e1m to nevych\u00e1z\u00ed. A nakonec si t\u0159eba pot\u0159ebujeme je\u0161t\u011b n\u011bjak\u00e9 ty finan\u010dn\u00ed prost\u0159edky p\u016fj\u010dit, abychom to n\u011bjak proklepali do p\u0159\u00ed\u0161t\u00ed v\u00fdplaty.Jen\u017ee obracet se na banky nem\u00e1 \u010dasto smysl. Ty maj\u00ed z\u00e1jem jenom o dokonal\u00e9 \u017eadatele o p\u016fj\u010dky a nedokonal\u00fdm lidem se tam nepom\u00e1h\u00e1. A proto se odtud \u010dasto odch\u00e1z\u00ed s nepo\u0159\u00edzenou. A aby pak \u010dlov\u011bk dos\u00e1hl sv\u00e9ho, tedy pen\u011bz nav\u00edc, mus\u00ed mu pomoci nebankovn\u00ed americk\u00e1 hypot\u00e9ka. Tedy p\u016fj\u010dka, u kter\u00e9 se neberou nijak v\u00e1\u017en\u011b ani p\u0159\u00edjmy \u017eadatele, ani registry dlu\u017en\u00edk\u016f. Proto\u017ee tady se ru\u010d\u00ed za spl\u00e1cen\u00ed z\u00e1stavou nemovit\u00e9ho majetku.A tak je dob\u0159e, \u017ee tu nebankovn\u00ed hypot\u00e9ky jsou. Proto\u017ee d\u00edky nim dostanou dal\u0161\u00ed pen\u00edze v\u0161ichni, kdo je pot\u0159ebuj\u00ed a kdo maj\u00ed aspo\u0148 n\u011bjak\u00fd nemovit\u00fd majetek. O kter\u00fd nep\u0159ijdou, kdy\u017e pak v\u0161echno n\u00e1le\u017eit\u011b splat\u00ed. A co vy? Jak jste na tom? Tak\u00e9 v\u00e1m n\u011bkdy chyb\u00ed n\u011bjak\u00e9, t\u0159eba i velk\u00e9, pen\u00edze? A nepomohla by v\u00e1m pr\u00e1v\u011b n\u011bjak\u00e1 takov\u00e1 nebankovn\u00ed hypot\u00e9ka? Pomohla, \u017ee?                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka nen\u00ed samoz\u0159ejmost","item":"https:\/\/www.tinky.cz\/pujcka-neni-samozrejmost\/#breadcrumbitem"}]}]