[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tinky.cz\/proc-by-si-jeden-nepujcil\/#Article","mainEntityOfPage":"https:\/\/www.tinky.cz\/proc-by-si-jeden-nepujcil\/","headline":"Pro\u010d by si jeden nep\u016fj\u010dil?","name":"Pro\u010d by si jeden nep\u016fj\u010dil?","description":"Je cel\u00e1 \u0159ada situac\u00ed, v nich\u017e \u010dlov\u011bk nezvl\u00e1d\u00e1 svoji finan\u010dn\u00ed situaci. Do nesn\u00e1z\u00ed se d\u00e1 dostat mnoha nejr\u016fzn\u011bj\u0161\u00edmi zp\u016fsoby, vlastn\u00ed vinou i zavin\u011bn\u00edm n\u011bkoho jin\u00e9ho, a takov\u00e9 pot\u00ed\u017ee mohou vyvstat v kter\u00e9mkoliv okam\u017eiku a dos\u00e1hnout nejr\u016fzn\u011bj\u0161\u00edho stupn\u011b z\u00e1va\u017enosti. A zat\u00edmco se s t\u011bmito n\u011bkdy n\u011bkdo vyrovn\u00e1 i vlastn\u00edmi silami, nen\u00ed to stoprocentn\u011b pravidlem. Jsou tu...","datePublished":"2020-09-20","dateModified":"2020-09-20","author":{"@type":"Person","@id":"https:\/\/www.tinky.cz\/author\/#Person","name":"","url":"https:\/\/www.tinky.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0004469d2196026c4aaacbb56e80b8fe204b91e98e8d884732a12310e081011a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0004469d2196026c4aaacbb56e80b8fe204b91e98e8d884732a12310e081011a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tinky.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tinky.cz\/wp-content\/uploads\/poma%C4%8Dkan%C3%A9%20bankovky_1.jpg","url":"https:\/\/www.tinky.cz\/wp-content\/uploads\/poma%C4%8Dkan%C3%A9%20bankovky_1.jpg","height":0,"width":0},"url":"https:\/\/www.tinky.cz\/proc-by-si-jeden-nepujcil\/","about":["Pen\u00edze"],"wordCount":430,"articleBody":"   Je cel\u00e1 \u0159ada situac\u00ed, v nich\u017e \u010dlov\u011bk nezvl\u00e1d\u00e1 svoji finan\u010dn\u00ed situaci. Do nesn\u00e1z\u00ed se d\u00e1 dostat mnoha nejr\u016fzn\u011bj\u0161\u00edmi zp\u016fsoby, vlastn\u00ed vinou i zavin\u011bn\u00edm n\u011bkoho jin\u00e9ho, a takov\u00e9 pot\u00ed\u017ee mohou vyvstat v kter\u00e9mkoliv okam\u017eiku a dos\u00e1hnout nejr\u016fzn\u011bj\u0161\u00edho stupn\u011b z\u00e1va\u017enosti. A zat\u00edmco se s t\u011bmito n\u011bkdy n\u011bkdo vyrovn\u00e1 i vlastn\u00edmi silami, nen\u00ed to stoprocentn\u011b pravidlem. Jsou tu i ti, kte\u0159\u00ed se dostanou do takov\u00fdch pot\u00ed\u017e\u00ed, je\u017e u\u017e sami zvl\u00e1dnout nedok\u00e1\u017eou. A pak p\u0159ich\u00e1zej\u00ed ke slovu p\u016fj\u010dky.Jen\u017ee zkuste si za\u017e\u00e1dat o p\u016fj\u010dku v bance, kdy\u017e m\u00e1te jenom n\u00edzk\u00e9 p\u0159\u00edjmy, skoup\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, z\u00e1znam v registrech dlu\u017en\u00edk\u016f nebo n\u011bco podobn\u00e9ho! Toti\u017e\u2026 Toti\u017e rad\u011bji si v takov\u00e9m p\u0159\u00edpad\u011b v bance o p\u016fj\u010dku ani za\u017e\u00e1dat nezkou\u0161ejte. Bylo by to zbyte\u010dn\u00e9. Banky toti\u017e maj\u00ed jak zn\u00e1mo tak n\u00e1ro\u010dn\u00e9 po\u017eadavky, co se kvalit t\u011bch, jim\u017e p\u016fj\u010duj\u00ed, t\u00fdk\u00e1, \u017ee je u problematick\u00fdch \u017eadatel\u016f prakticky nulov\u00e1 nad\u011bje, \u017ee by tu usp\u011bli. A ono dlouho trvaj\u00edc\u00ed a byrokraticky n\u00e1ro\u010dn\u00e9 \u017e\u00e1d\u00e1n\u00ed by zde bylo jenom ztr\u00e1tou \u010dasu a energie.Jen\u017ee co si po\u010d\u00edt, kdy\u017e si n\u011bkdo prost\u011b i v takov\u00e9 situaci p\u016fj\u010dit pot\u0159ebuje?Pak p\u0159ijde vhod sp\u00ed\u0161e ne\u00fa\u010delov\u00e1 hypot\u00e9ka od nebankovn\u00ed spole\u010dnosti. U t\u00e9 se toti\u017e kladou na \u017eadatele daleko ni\u017e\u0161\u00ed po\u017eadavky a \u00fasp\u011bchy tu tak mohou slavit i ti, kte\u0159\u00ed by nikde jinde nem\u011bli ani sebemen\u0161\u00ed nad\u011bji. Tady se toti\u017e to, na \u010dem probl\u00e9mov\u00ed \u017eadatel\u00e9 ztroskotaj\u00ed nej\u010dast\u011bji, tedy hlavn\u011b p\u0159\u00edjmy a registry dlu\u017en\u00edk\u016f, d\u00e1 tolerovat i v p\u0159\u00edpad\u011b, \u017ee tu nen\u00ed v\u0161e ide\u00e1ln\u00ed, a to proto, \u017ee se zde ru\u010d\u00ed za p\u016fj\u010dku z\u00e1stavou nemovitosti.A\u0165 u\u017e tu \u010dlov\u011bk pot\u0159ebuje pen\u00edze na spot\u0159ebitelsk\u00e9 z\u00e1le\u017eitosti, a\u0165 u\u017e je chce investovat do podnik\u00e1n\u00ed nebo si za n\u011b po\u0159\u00eddit n\u011bjakou nemovitost, m\u016f\u017ee tu usp\u011bt i tehdy, kdy\u017e m\u00e1 z\u00e1sadn\u00ed probl\u00e9my. Sta\u010d\u00ed m\u00edt nemovitost k zastaven\u00ed a p\u0159\u00edjmy, z nich\u017e lze spolehliv\u011b spl\u00e1cet, a v\u0161e ostatn\u00ed je pak vedlej\u0161\u00ed.A to je n\u011bco, co se neodm\u00edt\u00e1. Zejm\u00e9na kdy\u017e u\u017e n\u011bkdo nev\u00ed kudy kam.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d by si jeden nep\u016fj\u010dil?","item":"https:\/\/www.tinky.cz\/proc-by-si-jeden-nepujcil\/#breadcrumbitem"}]}]